Loan Rates

APR refers to the annual percentage rate or the dividend rate.  APY refers to the annual percentage yield.

Members call the Credit Union to verify rates. Other loans and rates are available, contact the Credit Union for more details.

Rates as of 06/30/2014

Rate Description

Term

Payment Description

APR

APR Type

Signature-Unsecured / Preferred Plus Rate

48 months

monthly

10.00%

Fixed

Signature-Unsecured / Preferred Rate

48 months

monthly

12.00%

Fixed

Signature-Unsecured / Standard Plus Rate

48 months

monthly

14.00%

Fixed

Signature-unsecured / Standard Rate

48 months

monthly

16.00%

Fixed

Signature-unsecured / Credit Restoration Rate

48 months

monthly

18.00%

Fixed

New Auto / Preferred Plus Rate

61-72 mos

monthly

7.00%

Fixed

New Auto / Preferred Plus Rate

25-60 mos

monthly

6.00%

Fixed

New Auto / Preferred Plus Rate

1-24 mos

monthly

5.00%

Fixed

New Auto / Preferred Rate

61-72 mos

monthly

8.00%

Fixed

New Auto / Preferred Rate

25-60 mos

monthly

7.00%

Fixed

New Auto / Preferred Rate

1-24 mos

monthly

6.00%

Fixed

New Auto / Standard Plus Rate

61-72 mos

monthly

10.00%

Fixed

New Auto / Standard Plus Rate

25-60 mos

monthly

9.00%

Fixed

New Auto / Standard Plus Rate

1-24 mos

monthly

8.00%

Fixed

New Auto / Standard Rate

61-72 mos

monthly

12.00%

Fixed

New Auto / Standard Rate

25-60 mos

monthly

11.00%

Fixed

New Auto / Standard Rate

1-24 mos

monthly

10.00%

Fixed

New Auto / Credit Restoration Rate

61-72 mos

monthly

18.00%

Fixed

New Auto / Credit Restoration Rate

25-60 mos

monthly

18.00%

Fixed

New Auto / Credit Restoration Rate

1-24 mos

monthly

18.00%

Fixed

Used Auto / Current year & 1 year old/ Preferred Plus Rate

61-72 mos

monthly

8.00%

Fixed

Used Auto / 2 & 3 year old/ Preferred Plus Rate 25-60 mos monthly 7.50% Fixed

Used Auto / 4 & 5 yr old / Preferred Plus Rate

25-48 mos

monthly

7.50%

Fixed

Used Auto / 6 years old  & over/ Preferred Plus Rate

36 months

monthly

7.50%

Fixed

Used Auto / Current year & 1 year old/ Standard Plus Rate

61-72 mos

monthly

10.00%

Fixed

Used Auto / 2 & 3 year old/ Standard Plus Rate

25-60 mos

monthly

9.50%

Fixed

Used Auto / 4 & 5 yr old / Standard Plus Rate

25-48 mos

monthly

9.50%

Fixed

Used Auto / 6 years old  & over/ Standard Plus Rate

36 months

monthly

9.50%

Fixed

Used Auto / Current year & 1 year old/ Standard Rate

61-72 mos

monthly

13.00%

Fixed

Used Auto / 2 & 3 year old/ Standard Rate

25-60 mos

monthly

12.50%

Fixed

Used Auto / 4 & 5 yr old / Standard Rate

25-48 mos

monthly

12.50%

Fixed

Used Auto / 6 years old  & over/ Standard Rate 36 months monthly 12.50% Fixed
Used Auto / Current year & 1 year old/ Credit Restoration Rate 61-72 mos monthly 18.00% Fixed
Used Auto / 2 & 3 year old/ Credit Restoration Rate 25-60 mos monthly 18.00% Fixed
Used Auto / 4 & 5 yr old / Credit Restoration Rate 25-48 mos monthly 18.00% Fixed
Used Auto / 6 years old  & over/ Credit Restoration Rate 36 months monthly 18.00% Fixed

New/Used Other Collateral / less than $15,000 / Preferred Plus Rate

48 months

monthly

7.00%

Fixed

New/Used Other Collateral / Less than $15,000 / Preferred Rate

48 months

monthly

8.00%

Fixed

New/Used Other Collateral / Less than $15,000 / Standard Plus Rate

48 months

monthly

12.00%

Fixed

New/Used Other Collateral / Less than $15,000 / Standard Rate

48 months

monthly

14.00%

Fixed

New/Used Other Collateral/Less than $15,000/Credit Restoration Rate

48 months

monthly

18.00%

Fixed

New/Used Other Collateral / $15,000-25,000 / Preferred Plus Rate

54 months

monthly

7.00%

Fixed

New/Used Other Collateral / $15,000-25,000 / Preferred Rate

54 months

monthly

8.00%

Fixed

New/Used Other Collateral / $15,000-25,000 / Standard Plus Rate

54 months

monthly

12.00%

Fixed

New/Used Other Collateral / $15,000-25,000 / Standard Rate

54 months

monthly

14.00%

Fixed

New/Used Other Collateral / $15,000-25,000 / Credit Restoration Rate

54 months

monthly

18.00%

Fixed

New/Used Other Collateral / $25,000-35,000 / Preferred plus Rate

60 months

monthly

7.00%

Fixed

New/Used Other Collateral / $25,000-35,000 / Preferred Rate

60 months

monthly

8.00%

Fixed

New/Used Other Collateral / $25,000-35,000 / Standard Plus Rate

60 months

monthly

12.00%

Fixed

New/Other Collateral / $25,000-35,000 / Standard Rate

60 months

monthly

14.00%

Fixed

New/Used Other Collateral / $25,000-35,000 / Credit Restoration Rate

60 months

monthly

18.00%

Fixed

New/Used Other Collateral / $35,000-50,000 / Preferred Plus Rate

84 months

monthly

8.00%

Fixed

New/Used Other Collateral / $35,000-50,000 / Preferred Rate

84 months

monthly

9.00%

Fixed

New/Used Other Collateral / $35,000-50,000 / Standard Plus Rate

84 months

monthly

13.00%

Fixed

New/Used Other Collateral / $35,000-50,000 / Standard Rate

84 months

monthly

15.00%

Fixed

New/Used Other Collateral/$35,000-50,000/Credit Restoration Rate

84 months

monthly

18.00%

Fixed

Share Secured Loan 72 months monthly 5.00% Fixed