IRA Rates

APR refers to the annual percentage rate or the dividend rate.  APY refers to the annual percentage yield.

Dividends (interest rates) are declared during the last monthly board meeting of each calendar quarter for that quarter.  Therefore, we cannot guarantee that the rates posted on this web site will be approved for the following quarter. 

You may call our office at 601-442-4382 to see if rates have been determined for the next quarter end.

Rates as of 09/30/2017

Rate Description


Dividend Rates


All IRAs